Fontaine Family - The Real Estate Leader

WHAT IS AN ABSORPTION RATE IN REAL ESTATE?

2012-01-26T11:38:00.000-05:00

Have you heard people talk about the absorption rate

when they are talking about real estate?

What is an absorption rate...and what does it have to do with you?

To find the absorption rate...the number of currently listed properties is divided by the average number of sales for a specific time frame.

For example:

In Lewiston/Auburn, Maine in the middle of January 2012

there were 367 single family residential properties listed for sale.

On average 30.25 single family residential properties sold per month

in the area over the past year.

So if we divide the current inventory (367 homes) by the average sold (30.25 per month) we get the estimated time it will take to sell the current inventory on the market (Absorption Rate).

If there are no new listings and property continues to sell at the current rate,

there are roughly 12 months or 1 year of inventory on the market in Lewiston/Auburn.

WHAT DOES IT MEAN TO YOU?

The higher the absorption rate,

the longer it will take to clear the current inventory from the market.

As a seller...if there is an absorption rate of 12.13 or roughly 12 months of inventory on the market, you will want to be more aggressive by not only pricing the home properly,

but by staging and preparing your home to get your property noticed and sold

than if there is only an absorption rate of 3 or 4.

As a buyer...you may have more bargaining power if the absorption rate is higher. Sellers may be competing against higher inventory for buyers and more willing to negotiate.

If you are interested in finding out the absorption rate for your area in Maine,

e-mail us for your FREE REPORT!

2012-01-23T09:02:00.000-05:00

Are you selling or buying real estate in Maine?

If so, are you familiar with the Real Estate Brokerage Relationships Form (Form 3)?

This form covers some very important information for Maine buyers and sellers...

* Your options for working with a real estate agent in Maine

* Types of Agent-Client relationships that are permitted in Maine

* When someone is actually representing you

Check out our short video for some information about Form 3!

Visit our YouTube page to check out all of our videos by clicking here!

A NEW YEAR IN REAL ESTATE

2012-01-13T09:32:00.002-05:00

WELCOME 2012!

It is a new year in real estate and we are ready for a busy year of matching up sellers and buyers!

Fontaine Family - The Real Estate Leader is THE source

for up-to-date real estate information in Central Maine!

We are always looking for ways

to improve our service to our clients and community...

This year, our goal is to update this blog weekly

with relevant information about all things real estate

and information about our local area.

Is there something you would like for us to cover?

We would love to hear from you...

you can leave a comment or e-mail us by clicking below!

Click here to view our listings!

SELL YOUR PROPERTY FOR MORE WITH HOME STAGING

2012-01-05T08:47:00.001-05:00

There has been a lot of talk about staging your home when you sell...

Do you wonder if staging can help you sell?

Can staging help you get more money for the sale of your home?

Check out this episode of YOUR REAL ESTATE SOLUTIONS with Brenda Fontaine

for some great information about staging...

Click here to view all episodes of YOUR REAL ESTATE SOLUTIONS with Brenda Fontaine

for more great information about today's real estate market!

HAPPY HOLIDAYS FROM FONTAINE FAMILY TEAM!

2011-12-23T10:02:00.001-05:00

There are only 2 days left until Christmas

and it is finally snowing in Maine...

we might have a white Christmas after all!

At Fontaine Family - The Real Estate Leader, we love Christmas!

Enjoy these photos of our holiday season!

Festival of Trees

At the Office

Jameson's Tavern Lunch

Merry Christmas from Fontaine Family - The Real Estate Leader!

FUN FACTS ABOUT MAINE REAL ESTATE IN 2011

2011-12-15T10:52:00.002-05:00

Since 2011 is coming to an end, we thought we would share some fun facts about the Maine real estate market this past year!

State of Maine

10,888 residential properties have sold so far this year.

The average sale price of those properties was $206,709.

The highest price a Maine residential property sold for in 2011 was $12,250,000!

(It sold in 193 days.)

The average time the homes spent on the market was 152 days.

The longest time one of these properties spent on the market before it sold was 1,954 days...

That's over 5 years! (It was listed in 2006.)

Androscoggin County

680 residential properties have sold in Androscoggin County so far this year.

The average sale price of those properties was $130,271.

The highest sale price was $510,000 for a waterfront property in Poland.

The average time they spent on the market was 129 days.

Fontaine Family Teams average time on market for Androscoggin County is 99 days!

Cumberland County

2,884 residential properties have sold in Cumberland County so far in 2011.

The average sale price of those properties was $268,182.

(More than double the average sale price in Androscoggin County)

The highest sale price was $4,200,000.

30 residential properties sold for over $1,000,000.

The average time homes that sold spent on the market was 113 days.

Kennebec County

888 residential properties have sold in Kennebec County so far this year.

The average sale price for these properties was $143,860.

The highest sale price was $863,000. It was on the market for 1,038 days - almost 3 years!

The average time residential properties spent on the market before they sold was 151 days.

Oxford County

463 residential properties have sold in Oxford County year to date.

The average sale price of the sold homes was $153,013.

The highest sale price was $1,015,000 for a waterfront home in Oxford on over 5 acres.

It sold in 83 days!

The average time these properties spent on the market was 193 days.

Sagadahoc County

290 residential properties have sold in Sagadahoc County so far this year.

The average sale price of those properties was $183,700.

The highest sale price was $945,000 for a waterfront home in West Bath that sold in 16 days!

The average time residential properties spent on the market before they sold was 114 days.

Here's hoping for a strong finish to 2011!

In 2010, 905 residential properties sold in Maine during the month of November

at an average sale price of $218,345 in an average of 161 days.

This November 998 residential properties sold at an average sale price of $211,249

in an average of 154 days.

And looking forward to a great 2012!

*Information from Maine Real Estate Information Systems as of 11/14/2011

SHOULD YOU SELL DURING THE HOLIDAYS?

2011-12-09T08:12:00.001-05:00

SHOULD YOU SELL YOUR HOME DURING THE HOLIDAYS?

Every year, many sellers decide to wait until after the holidays to list their homes

because they assume property doesn't sell during the holiday season.

The holiday season can be a great opportunity to sell your home

with less competition than other times of the year!

Check out our video for another bonus of selling this time of the year!

If you are ready to sell with less competition...call us!

(207)784-3800

10 GREAT REASONS TO LIST YOU HOME DURING THE HOLIDAYS

2011-11-30T12:46:00.001-05:00

Homeowners in Maine shy away from listing their homes during the holidays, but it may be

one of the best times to sell!

Here are 10 great reasons...

1. People who shop for a home during the holidays are more serious buyers.

2. Serious buyers have fewer house to choose from during the holidays, so you have less competition.

3. Houses "show better" when decorated for the holidays.

4. Buyers are more emotional during the holidays.

5. Buyers have more time to look for a home during the holidays.

6. Many people want to buy before the end of the year for tax purposes.

7. January is traditionally the month for transfers and transferees can't wait until spring to buy a home.

8. You may still restrict showings during your personal family events.

9. You can sell now, but specify a delayed closing or extended occupancy until early next year.

10. By selling now, you have an opportunity to buy during the spring, when many houses are on the market.

The bottom line is by listing now, you may have fewer actual showings, but more qualified and motivated buyers.

Reduced competition on the market during the holidays may result in a quicker sale and a better sale price for you!

THANKSGIVING RECIPIES

2011-11-17T08:34:00.001-05:00

Since it is less than a week away from Thanksgiving...

we thought we would share a few of our

favorite Thanksgiving recipes with you.

Marie's favorite recipe is MONKEY BREAD:

Clay likes DEVILED EGGS:

Beth loves PEANUT BUTTER KISS COOKIES:

Nick's favorite is DEATH BY CHOCOLATE:

Karen's loves SOURDOUGH ROLLS:

Pat likes GROUND PORK STUFFING:

What is your favorite Thanksgiving Day recipe?

Whether you cook at home, visit family or eat out...

We hope you have a wonderful Thanksgiving!

REVERSE MORTGAGES - DID YOU KNOW?

2011-11-10T09:46:00.003-05:00

In the past few years, there has been a lot of talk about Reverse Mortgages...so what is a Reverse Mortgage?

HECM - Home Equity Conversion Mortgage is what is commonly called a

Reverse Mortgage.

A HECM is a non-recourse loan that enables homeowners 62 years of age or older

to convert a portion of their homes equity into tax-free funds.

Did you know....

     Reverse Mortgages have been around since 1961.

     A Reverse Mortgage does not impact Social Security of Medicare benefits.

     You do not need to make monthly payments on your Reverse Mortgage.

     You do not give up title to your home on a Reverse Mortgage.

     You can only take a Reverse Mortgage on your primary residence.

     You can take the money from a Reverse Mortgage as a lump sum or a little at a time.

     You can use a Reverse Mortgage to purchase a home.

     You can use a Reverse Mortgage to pay off your current mortgage.

    Reverse Mortgages have both fixed-rate options and adjustable-rate options.

     The loan amount of a Reverse Mortgage depends partially on the age of the borrower.

     Reverse Mortgages can be refinanced.



Click here for a list of HUD approved Maine HECM lenders.
Click here for more frequently asked question & answers.

SPRING FORWARD...FALL BACK

2011-11-03T09:12:00.000-04:00

It is that time of year...

Daylight Saving Time is coming to an end for 2011.

photo by wwarby

I guess there is no more denying that winter & the holidays are approaching rapidly. If you haven't checked all those items off your Fall Home Maintenance checklist...now is the time. It is also a great time to test your smoke detectors and change the batteries so you and your family will be safe throughout the winter.

Here are a few facts about Daylight Saving Time that you might find interesting...

It is officially called "Daylight Saving Time" NOT "Daylight Savings Time" even though that is what the majority of people call it.

In 2005, George W. Bush signed a law extending Daylight Saving Time by 4 weeks.

Daylight Saving Time begins at 2am on the 2nd Sunday of March and ends at 2am the 1st Sunday of November.

70 countries around the world observe Daylight Saving Time, but not all start & end at the same time.

Hawaii & Arizona do not participate in Daylight Saving Time

Don't forget to set your clocks back

on Saturday before you go to bed!

TOUR OF HOMES - BETTER THAN AN OPEN HOUSE!

2011-10-26T13:09:00.003-04:00

Did you know that less than 1% of buyers

found the home they purchased as the result of an open house?

We thought we should improve those odds,

so we came up with something much more convenient and effective!

Saturday, October 29th we will be holding a TOUR OF HOMES in Lewiston/Auburn.

Come see multiple homes in a short period of time on Saturday morning.

If you see something you like or if you can't make it...

call us to schedule a private showing on any of these great priced homes!

(207)784-3800

We have some great houses listed at great prices right now...don't miss out!

Scroll down for a list of houses on this week's tour.

Click on any of the addresses for more information

about any of the houses on the tour!

38 Brooks Avenue, Lewiston $115,000

Homes from $100,000-$150,000

Lewiston

10:00-10:15am 38 Brooks Avenue, Lewiston $115,000

10:30-10:45am 29 Theresa Ave, Lewiston $110,000

10:45-11:00am 146 North Temple, Lewiston $150,000

116 Conant Avenue, Auburn $125,000

Auburn

9:30-9:45am 7 Shepley Terrace, Auburn $100,000

10:30-10:45am 8 Hemlock Circle, Auburn $125,000

11:15-11:30am 1133 Center Street, Auburn $125,000

11:45am-Noon 116 Conant Avenue, Auburn $125,000

63 Woodlawn Avenue, Auburn $185,000

Homes from $185,000-$235,000

9:30-9:45am 63 Woodlawn Ave, Auburn $185,000

10:00-10:15am 520 Lake Street, Auburn $229,000

10:15-10:30am 21 Orleans Street, Auburn $235,000

HAPPY HOUSE HUNTING!

HomeOwner's Insurance Rates & Your Credit Score

2011-10-20T10:52:00.002-04:00

Did you know that your credit score can affect your Homeowner's Insurance rates?

Dan Roux from Roux Insurance offers some great tips in this video!

FALL HOME MAINTENANCE TIPS

2011-10-13T08:37:00.002-04:00

There is no denying it now....fall is here!

The leaves are turning beautiful colors,

the air is cooler and the days are shorter.

It is also time for fall maintenance.

Here is our top 10 list of fall maintenance items!

1. Clean the gutters and downspouts to avoid ice backups that can cause roof leaks and expensive sheetrock damage.

2. Caulk any gaps around windows, doors or vents. Did you know rodents can squeeze through an opening only 1/4 inch tall? Caulking those gaps should help to keep unwanted guests out!

3. Check weather stripping around doors and windows and install storm windows & doors.

4. Insulate your outlets and switches with foam outlet insulators.

5. Clean the dryer vent and clean behind the dryer.

6. Have your heating system cleaned and serviced including your chimney and filters. Not only will your home be safer, but the air will be cleaner and your system will run more efficiently.

7. Change the battery in your smoke and carbon monoxide detectors and test them. Most of these devices suggest that you change the battery yearly and replace the unit every 3 years. When was the last time you tested yours or changed the battery?

8. Shut off and/or insulate any outside spigots. This will help prevent frozen and broken pipes.

9. Fertilize the lawn...yes in the fall. Fertilizing in the fall will make the grass roots stronger without feeding the weeds like fertilizing in the spring.

10. Reverse your ceiling fans. Did you know that most ceiling fans have a switch to reverse the way the blades rotate? If you have the blades rotate clockwise, it will help move down the warm air trapped at the ceiling!

What is your best fall maintenance tip?

TOP 4 TAX DEDUCTIONS FOR RENTAL REAL ESTATE

2011-10-10T08:25:00.000-04:00

If you are new to commercial or residential income producing real estate, there are some tax deductions that you should be aware of!

Check out this video with Daryl Cote of Ouellette & Associates in Lewiston for the top 4 Tax Deductions for income producing property!

WHAT ARE HOME BUYERS PURCHASING IN ANDROSCOGGIN COUNTY?

2011-09-28T15:56:00.001-04:00

Regardless of what we hear on the news reports, homes in Androscoggin County are still selling!

So just what are home buyers looking for? According to information taken from the Maine Real Estate Information System, in the past 6 months (from 3/30/2011 - 9/28/2011) 367 single family properties have sold in Androscoggin County.

Price still seems to be the motivating factor for buyers. Over 1/2 of the single family residential homes that have sold in Androscoggin County over the past 6 months were priced below $150,000. Buyers for homes priced over $175,000 drop off considerably.

Information taken from Maine Real Estate Information Systems

For buyers, it is a great time to buy! Prices have come down and there is a lot of inventory. For sellers, your best bet is to price your property aggressively and make sure you are working with a real estate agent who will market your home aggressively. Homes that are priced well are selling quickly!

Click here to view Androscoggin County listings under $150,000

What You Need to Know About COMMERCIAL LEASING

2011-09-23T08:50:00.002-04:00

Are you considering leasing a commercial space or

do you have a commercial space to rent?

Check out this great information from Chad Sylvester:

Click here to view our commercial listings!

Top Ten Things To Remember When Moving

2011-09-16T08:50:00.000-04:00

Moving is such a busy time...

there is a lot to do in a relatively short period of time.

So, here is our top 10 things to remember when moving....

10. Change your address...this may sound obvious, but did you remember your magazine subscriptions, credit card bills, driver's license, etc?

9. Insurance...Not only do you need to insure your new home, you will need to cancel the insurance on your old home.

8. Utilities... make sure you have not only scheduled a disconnection of service for your old address, but make sure you arrange for new service at the new home...there is nothing worse than trying to move in with no water and electricity.

7. Order new checks....yes those checks have your old address.

6.   Check the attic. Remember all those things you stowed away in the attic or hidden cubby...it is time to dig them out an pack them up.

5.   Tape the bottom of your boxes...there is nothing worse than your personal belongings all over the lawn of your new home before you are even moved in.

4.   Mark each box with which room it goes to and what is in it...you think you will remember where to find your coffee mug, but in that pile of boxes...who knows!

3. Pack a "Tool Box" with all the necessities for moving day... a box cutter to open boxes, cleaning supplies, trash bags, toilet paper, etc

2.   Arrange for child care on moving day. They may think they want to be there, but the little ones will be bored quick.

1.   Don't forget the money! You will need a certified check and your driver's license at closing, so make sure they are not packed away!

Happy Moving!

Maine Things to Do A-Z - Fall 2011

2011-09-07T10:49:00.001-04:00

Are you looking for something to do this fall in Maine?

Just because summer is coming to and end doesn't mean there is nothing to do...

Check out our A-Z list and get out and enjoy fall in Maine!!

A is for Apple Picking

There are many pick-your-own orchards in Maine...check out Wallingfords Fruit House in Auburn and don't forget to get your fresh apple dumpling before you do!

B is for Bed and Breakfast

Fall is a great time to visit one of Maine's quaint Bed & Breakfast Inns...rates often start to drop in the fall. If you visit Berry Manor Inn in Rockland, make sure you try the pies...YUM!

C is for Cumberland Fair

The Cumberland County Fair runs from September 25th - October 1st and promises to entertain with "The Pig Scramble", Lawnmower races, Pumpkin contest and more!

D is for Damariscotta

The Damariscotta Pumpkinfest and Regatta takes place October 1st - 10th. Underwater pumpkin carving, Pumpkinboat Regatta, Pumpkin catapult...how can this not be fun?

E is for EEK

What October would be complete without a Halloween fright? The Gauntlet Night Ride at Harvest Hill Farms in Mechanic Falls is sure to cause you to shriek "eek" more than once.

F is for Fryburg Fair

Running October 2nd - 9th the Fryburg Fair is one of Maine's most popular fairs and it is no wonder...it has been around for over 100 years and offers everything from flower shows to ox pulls!

G is for Great Maine Lumberjack Show

Located in Trenton, Maine the Great Maine Lumberjack Show is a re-enactment of a historical lumberjack camp. Shows are offered Saturdays and Sundays September 10th - October 9th.

H is for Harvest on the Harbor

Harvest on the Harbor takes place in Portland on October 20th - 22nd, this event caters to the "foodies" in Maine and offers events such as the "Maine Lobster Chef of the Year Competition" and "Grand Tasting on the Harbor".

I is for Indoor Karting

Maine Indoor Carting is perfect for the adrenaline junkie on a rainy day...a true indoor racing experience on a track designed for speed!

J is for Jump & Raft

If jumping out of a plane isn't enough, why Jump and Raft? Skydive from 11,000 feet and then brave

Class V rapids!

K is for Kittery Outlets

For all those shoppers out there...a day at Kittery Outlets is in order! Stores from Adidas to Yankee Candle and everything in between!

L is for L.L. Bean

You can't visit Maine without a trip to the LL Bean store in Freeport...with the hunting and fishing store, the ski and bike store, flagship store and outlet store...there is something for everyone!

M is for Mount Blue State Park

Maine has some great state parks and Mt. Blue State Park in Weld is Maine's largest state park and is approximately 8,000 acres! It includes a sandy beach, trails, camping and great picnicking spots!

N is for Nature Walk

Maine has lots of great nature walks...try out Thorncrag Bird Sanctuary in Lewiston, a 372 acre nature preserve with great trails!

O is for Oktoberfest

Oktoberfest weekend in Acadia is October 7th and 8th kicking off with a Wine & Cheese Festival and continuing with 20 of Maine's breweries offering samples, music and food!

P is for Portland Head Light

Portland Head Light in Cape Elizabeth is one of the most photographed lighthouses in Maine. Sitting in Fort Williams Park, a visit here offers amazing ocean views, hiking trails, beach area, old fort to explore and lighthouse museum to visit!

Q is for Quiz

How much do you know about Maine? Take a quiz online and test your knowledge.

R is for Rock Climbing

Spend an afternoon rock climbing indoors and Maine Rock Gym in Portland with over 5,000 square feet of climbing walls!

S is for Scarborough Downs

Spend the day at the harness racing track at Scarborough Downs, New England's fastest half mile track!

T is for Trolley Tour

Take a trolley tour of Acadia National Park or Bar Harbor and Mount Desert Isle on Oli's Trolley, both with amazing scenery and views!

U is for University

Check out one of the University of Maine's great sporting events and cheer on the Maine Black Bears!

V is for Violins

Listen to some majestic violin work at Portland Symphony Orchestra's "Barber, Bloch and Schubert’s “Great" symphony at Merrill Auditorium.

W is for Wife Carrying

Compete in the 2011 North American Wife Carrying Championship on the slopes of Sunday River on October 8th...yep, you carry your wife through a course of obstacles - without dropping her - over the finish line...how could this not be entertaining?

X ix for X marks the spot

X marks the spot in a fast paced paintball game at Lost Valley in Auburn. Get together your friends or family and shoot them with paint balls!

Y is for Yarmouth Historic House Tour

The Yarmouth Historic House Tour takes place on September 17th. You can visit a selection of Yarmouth homes and learn about Yarmouth's past.

Z is for Zipline

Fly through the Maine woods at Sunday River's Zipline course in one of Maine's truly beautiful spots... the question is will you be able to enjoy it while whizzing down a zipline?

Enjoy this fall!

DID HURRICANE IRENE DO DAMAGE TO THE HOME YOU ARE SELLING?

2011-08-31T13:11:00.001-04:00

So you have your property listed for sale and then came Hurricane Irene...now you have water in the basement or tree damage to your garage roof...what now?

It is now time to call your agent and update your Seller's Property Disclosure. Although requirements are different from state to state, most states do require sellers of real estate to disclose some facts about a property they are selling.

Sellers Property Disclosure - A statement of facts made by the seller about the condition of a property being sold

© Copyright Dominic Robinson
and licensed for reuse under
this Creative Commons Licence

Property disclosures originally became a requirement to protect buyers, but it has turned out they have often protected the seller. For example - A buyer purchases a home where the seller disclosed there had been water in the basement after storms. Several months later after a summer storm, the buyer ends up with water in the basement. They call their agent insisting that they were never told of a water problem and that they plan to sue the sellers and agent. In this case the agent or agents involved could pull the property disclosure from the file. In most states both buyer and seller are required to sign this document. If the document is produced and does in face state there had been water in the basement, the seller has some protection that they would have not had without that written document!

As you can see, making disclosure of required items up front could be a benefit to you as a seller. Do you need to update your disclosures? Call your agent to see what disclosures are required in your state!

Do you think Open Houses work?

2011-08-23T14:18:00.000-04:00

Interest Rates and Home Buying

2011-08-18T08:25:00.002-04:00

If you have been waiting for the right time to buy a home...it might be time with today's low interest rates!

Why are interest rates such a big deal when purchasing real estate? A change of only 1/2% interest will not only change your monthly payment substantially, but can save you thousands of dollars over the life of your loan!

For example...if you took out a $150,000 loan for 30 years

Who couldn't use an extra $35.00 a month? And who would want to pay an extra $15,000?

It was only a few years ago that we thought a 6% interest rate was low. At 6% interest on a $150,000 loan your monthly payment would be $899.33.

$193.97 more than at today's 3.875% rate!

The bottom line is that not only have prices come down, but with today's lower interest rates, you can often get more for your money! So what are you waiting for? You could own a home and stop paying rent in just a few weeks!

Buying vs. Renting in Today's Market

2011-08-18T08:24:00.002-04:00

Are you still writing those checks to your landlord every month to keep a roof over your head, but not accumulating any home equity? If you are still renting because you think you still need a fortune to get into your own home, you should investigate today's real estate market.
image by http://workingtaxcreditcalculator.co.uk/

Interest rates are still low, which means that mortgage loans are affordable, with payments potentially in the range of your current monthly rent. There are a number of government programs and mortgage packages which require small down payments. Think about it the next time you write a rent check.
Consider looking at "fixer-uppers". A property with incredible potential may be in a great location, have large rooms and a big yard, but it may also have dated wall paper & worn carpet. If you can look beyond the surface, you may see a house that could be transformed by a little "elbow grease", paint, and fresh flooring.

A house that is structurally sound with all the systems in good condition may be only a few cosmetic repairs away from being your dream home! Better yet, home that does not show well is usually priced accordingly.
Are you ready to stop renting and look into buying? Now is a great time!

Check Your Credit Report...for Free!

2011-08-18T08:23:00.000-04:00

Photo by Alan Cleaver

You know your credit report and credit score are important when you are purchasing a home, but do you know how to check them? Did you know you can check your credit reports for FREE?

There are a lot of websites that claim to offer a free credit report, but the truth is that most of them are really trying to sell you something. Annualcreditreport.com offers consumers the chance to check their credit reports from Equifax, Experian & TransUnion once a year for free...without having to purchase anything! Each report will probably slightly different, so it is a good idea to check all three to make sure there are no mistakes. If there is a something incorrect on your report, checking it in advance will give you the time to have it corrected without holding up your home purchase.

Keep in mind your credit report and credit score can change on a regular basis so don't be alarmed if the information is slightly different when your lender checks your credit report.

Your credit score is usually not something you can look up for free, but you will have the option to purchase that information for a small fee.

Once you have spoken with a lender for your loan pre-approval, you should avoid taking out loans, moving around money or charging purchases. If your credit score changes drastically, it could jeopardize your loan approval.

Click here for more information about your credit and purchasing real estate!

What's the difference between a Short Sale & a Foreclosure?

2011-08-18T08:21:00.000-04:00

Please enjoy this month's episode of Your Real Estate Solutions

This month's episode discusses Web based marketing when choosing a real estate agent (ranking of websites, unique visitors, linking domains, etc.) Dan Roux from Roux insurance in Lewiston discusses flood zones and their impact on homeowner's insurance. Kim Fowler discusses short sales. Mike Lepage, 2011 President of Maine Association of Realtors, gives advice for buyers in this market, which is getting recommendations working with your Realtor and lender and understand value.

Why Don't Some Homes Sell?

2011-08-18T08:12:00.000-04:00

Has your house been sitting on the market and not selling?

Are you wondering why?

In order to sell your house, you need 4 basic things...

1. Good Communication

Selling a home is a team effort. You and your real estate professional need to communicate openly. You need to provide your agent with the information they need about your home & financial situation honestly in order for them to properly represent you and your home. In return, your real estate agent should provide you with timely feedback about your showings, changes in the status of the market and information about comparable properties.

2. Proper Pricing

Nothing will cause your home to sit on the market without selling quite like not pricing it properly. You have to get buyers through the door in order to sell a house. If your home is priced to high, you may be limiting the number of showings you are getting. Remember the buyers who do view your home are also viewing other homes in the same price range...they know what else is on the market for a similar price. If your price is high, they may think you are not serious about selling and not even make an offer. Pricing your home in line with comparable homes that have sold quickly will increase your chances of selling quickly!

3. A Great Marketing Plan

When buyers were asked where they learned about the home they purchased in 2010, 38% said the Internet; 37% said a real estate agent according to the National Association of Realtors. Make sure your Agent has a strong internet marketing plan to increase the exposure of your home. Only about 1% of buyers said they found their home in a print ad and only about 11% found the home at and open house or by seeing a yard sign, so if your agent is still stuck on open houses and real estate magazines, you are hurting your chances of selling for the best price in a reasonable timeframe!

4. A Showing Ready Home

Are buyers able to see themselves in your home once they enter? One of the hardest things about selling your home is trying to remember that not everyone lives like you do. Your goal should be to have the home "show ready". Make sure the house is clean and uncluttered. Remove personal items. Take care of those minor repairs that may make the potential buyer think you have not maintained your home. You hear a lot about "staging to sell" because it does work.

Selling your home does not have to be a mystery. Just follow these 4 steps and you should be moving in no time.

No Money Down Home Loans - Do they Still Exist?

2011-08-18T08:10:00.000-04:00

Believe it or not, there are still options available for home loans with no money down or low money down!

Great news in today's economy!

Photo by Bill Ward's Brickpile

NO MONEY DOWN OPTIONS:

VA Loans Basics

Available to Veterans, active duty military, some reservists & National Guard members, some spouses of active duty personnel
Borrower must qualify in terms of income/credit worthiness
Borrower must occupy home as primary residence
No private mortgage insurance
Borrower is required to pay a VA funding fee but this can often be folded into the loan
Seller is permitted to pay closing costs on behalf of buyer
Borrower may be required to pay some fees charged by lender

Click here for more information on VA loans

Rural Development Loan Basics

Borrower must meet income/credit worthiness
Borrower must occupy the home
Home must be located in rural ares
Single family homes only
New or existing homes
Loans may include customary closing costs
Borrowers may be responsible for some fees required by lender or not covered by appraised value

Click here for more information on VA Loans

photo by Bill Ward's Brickpile

LOW MONEY DOWN OPTIONS:

FHA Loans Basics

Borrower must meet FHA qualifications for income/credit worthiness
Borrower must occupy property
Single family homes - 4 units
New or existing homes
Down payment as low as 3.5% of loan amount
Seller is permitted to pay closing costs on behalf of buyer
Borrower may be required to pay some fees required by lender

Click here for more information on FHA Loans

Closing on Your New Home - Step #10

2011-08-18T08:09:00.000-04:00

10 STEPS TO PURCHASING A HOME IN MAINE

Closing on Your New Home - Step #10

photo by Steve Snodgrass

This is the moment you have waited for, worked for and worried about for the past few weeks....closing day! Today the property will officially transfer from the seller to you, the buyer and you will become a Homeowner!

So what should you expect? A typical closing usually takes about an hour and involves a lot of signing for the buyer. If you are interested in reading all the documents, make sure you ask your broker or lender to provide you with a copy in the days before closing. If you read them all at the closing table, the closing will take several hours. The title is usually conducted by an attorney who will explain to you the documents and answer any questions you may have.

In most cases you will need to bring some money to closing to cover your down payment, closing costs or appraisal. Remember that you will need a certified check. You can have a certified check made out right at your bank before heading to closing. Most title companies will not accept a personal check or cash.

You will also need to provide one and sometimes 2 photo IDs so bring your driver's license and whatever photo ID you have.

Once the paperwork is done, you can head to your new home with your new keys and start unpacking! Congratulations...You are a Homeowner!

Final Walk-Through - Step #9

2011-08-18T08:07:00.000-04:00

10 STEPS TO BUY A HOME IN MAINE

Final Walk-Through - Step #9

Before you close on your new home, you typically have the right to do a final walk-through. This is most often done within the last 24 hours prior to closing. The final walk-through has several purposes:

1. To make sure the property is in the condition that you agreed to purchase.

2. To make sure that any repairs negotiated have been completed.

3. To make sure that nothing has gone wrong with the property.

4. To make sure any personal property or appliances that were to stay with the sale are still there.

In the busy days just before your closing there is a lot going on. You may be tempted to skip the final walk through. Doing this walk through before heading to the closing table gives you a chance to address any issues before hand. If you skip the walk through you may find an unwelcome surprise on move-in day.

Your buyer's agent will accompany you on your walk through. Their expertixe can help you decide what you should be checking.

Some examples are:

Turn on the lights.

Turn on the water.

Make sure the agreed upon appliances are there.

Turn on the heat.

Make sure trash and debris has been removed.

photo by doortoriver

Usually the final walk through goes fine, but it is always better to err on the side of caution...and aren't you excited to see your new home one more time before closing?

Homeowner's Insurance - Step #8

2011-08-18T08:05:00.002-04:00

10 STEPS TO BUYING A HOME IN MAINE

Homeowner's Insurance - Step #8

Congratulations! You found a home that you love, made an offer that was accepted, did your inspections and now you are packing up with dreams of your new home in your mind. In the midst of the daydreams, don't forget to obtain homeowner's insurance on your new purchase!

If you are financing your property, your lender will require that you have a policy in place before closing. It is a good idea to get quotes from several companies before making your final decision. Check to be sure you are being offered comparable coverage at each company. Once you choose the company you want to use, they will need some information about your new home. Having the disclosures you received for the property with you, will make answering the questions easier!

The company you choose will provide you with an insurance "binder" that you will need to provide to you lender before you can close. The lender will let you know when they need that, but be prepared so you have time to shop around and choose the right coverage and company to meet your needs without being rushed! After all...you need to finish packing!

Home Inspections - Step #7

2011-08-18T08:04:00.000-04:00

10 Steps to Buying A Home In Maine

Home Inspections - Step #7

In most cases, once you have found a home and make an offer to purchase it, you will want the professionals to check it out!

When you and your agent write the offer, you will specify which items you would like to inspect or test. Common inspections in Maine include a general building inspections, septic inspections, water tests and radon tests - but there are numerous other investigations that are available. You and your agent will decide what should be checked out on your chosen home.

If your home does not have a septic inspection, you will probably skip the septic inspection.
If the home has a well, your financing might require a water test.
You may decide you are not worried about lead paint, but another buyer may have small children and a lead paint inspection might be important to them.
What you decide to inspect will be decided by what is important to you.

Keep in mind, no house is perfect, but if an issue does arise...DON'T PANIC! You have options! You can try to negotiate having the seller do the needed repairs before you close, renegotiate the price or even walk away from the house. Just keep in mind, there are deadlines and time frames in your contract for resolving inspection issues, but your agent should keep you on track.

The bottom line is that spending a few hundred dollars before you close on a home could save you thousands later!

photo by Wonderlane

Click the picture to meet the Realtors of Fontaine Family - The Real Estate Leader!

Financing Your Home - Step #6

2011-08-18T08:02:00.000-04:00

10 Steps to Buying a Home In Maine

Financing Your Home - Step #6

Once your offer is accepted, it is time to finalize your financing! Since you got your pre-approval before looking for a home, you are on the right path. Now is the time to take the next step and get your formal loan application started! Your chosen lender will need a copy of the accepted Purchase & Sale contract to set the process in motion. They will also probably need a lot of additional information and documentation from you such as tax returns, copies of your paychecks and information about your debt. It is important to get the requested items to your mortgage officer in a timely manner to keep the mortgage process moving forward.

Your loan officer will verify the information you provided to them at your pre-approval, check your credit report and order the title work and appraisal. It is important to be cautious and not do anything that will change your financial situation until closing. Don't buy a new car, go on a shopping trip with your credit card, skip any scheduled payments or quit your job. A change in your finances can impact your eligibility for the mortgage.

Photo by AMagill

Negotiating the Deal - Step #5

2011-08-18T08:01:00.000-04:00

10 STEPS TO BUYING A HOME IN MAINE

NEGOTIATING THE DEAL - STEP #5

Negotiating every deal is different. Your agent will help you decide the best course of action for each situation depending on lots of factors.

How long has the property been on the market?

Has the price been reduced?

Are there other offers or interest?

What have comparable properties sold for recently?

Photo by Mr TGT

Your negotiation strategy will be different if the house is fresh on the market than if it has been listed for a year. If there are multiple offers you will have to be more aggressive than if you were the only interested party.

You might end up with an offer and counter offer several times before you come to an agreement. Don't be discouraged...it is all part of the process. Compromise is usually necessary from both buyer and seller to reach a successful agreement. Rest assured that if you did decide to have a Buyer Agent represent you, they are doing what they can to get the offer accepted...they are working for you!

If your offer isn't accepted on a property, there are more properties being listed every day, so something else will come along!

WRITE AN OFFER - STEP #4

2011-08-18T08:00:00.000-04:00

10 STEPS TO BUYING A HOME IN MAINE

Write and Offer - Step #4

You found a house that you love...now what?

It is now time to write an offer! In the state of Maine, the offer becomes your contract to purchase your chosen property once the offer signed is accepted by all parties. For that reason, it is important to specify all conditions of the sale in the original offer. Financing, investigations, the amount of earnest money and the desired closing date are just a few of the items you will need to address in your offer. It is a good idea to look over a blank "Purchase and Sale" at the beginning of your home search so you can be prepared for what information is needed when you are ready to make your offer. Your agent can provide you with a copy and discuss any questions you have about the "Purchase & Sale" in advance so you are able to act quickly when you find a home to purchase.

When you do sit down to make your offer, your agent should be able to advise you about the selling prices of similar properties in the area to help you decide what to offer, as well as what investigations you may want to consider and the amount of earnest money you may want to offer...among other things. Remember, if you signed up to have a Buyer's Agent represent you, they are working for you...talk to them so they can best assist you!

SHOP FOR HOMES - STEP #3

2011-08-18T07:57:00.000-04:00

10 Steps to Buy a Home in Maine

Step #3 - Shop for Homes

Now the fun begins…looking at properties that are listed for sale!

In order for your agent to provide you with listings that will make you happy, you must share with your agent your NEEDS as well as things you would like to have in your new home. Discuss location, the amount of bedrooms you need, as well as anything else important to you. The agent will provide you with listings of homes that are on the market that meet your criteria. Once you decide which homes you want to see, your agent will set up appointments for you to view the homes.

It may sound like a lot of fun to see lots of different homes, but it can also be time consuming so it is important for you to tell your agent what you do and don’t like about each property. The more you share, the easier it will be for them to provide you with listings that suits your needs and wants and the sooner you will find your dream home! Remember, if you signed up with a Buyer’s Agent, they are working in you best interest, but they need to hear what you think.

Photo by futureatlas

10 STEPS TO BUYING A HOME IN MAINE - Step #2

2011-04-13T13:51:00.001-04:00

10 STEPS TO BUY A HOME IN MAINE

Step #2 - Get Pre-approved with a Local Lender

"Why do I need a pre-approval BEFORE I shop for a house?"

Photo by nickname

A quality local lender will help you figure out how much of a mortgage you can afford. They can also provide you with a lot of additional information that may impact what you can spend...such as what your monthly payment will be, how much money you need for closing costs and other fees associated with obtaining a mortgage and any scars on your credit you may need to resolve. If you start shopping before you know how much you can afford, you might fall in love with a house you can't buy...or be ruling our a lot of good options because you don't think you can afford them.

Photo by Kevin Shorter

A lot of sellers request the buyer's pre-approval letter when an offer is submitted on their house. Having the pre-approval letter ready to present with your offer can give you an edge in the negotiation process. When talking about one of the biggest purchases of your life, I bet you want every advantage you can get!

P.S. - Did you know you can check your credit report for FREE once a year? Go to http://www.annualcreditreport.com/ to check yours today!

10 Steps to Buying a Home in Maine!

2011-04-06T16:48:00.000-04:00

10 STEPS TO BUY A HOME IN MAINE

Step #1 - Decide if you want a Buyer’s Agent

"Why would I hire a Buyer's Agent?"

"Can't I get a house cheaper if I don't use a Buyer's Agent?"

We hear these questions all the time....but here is the truth about Buyer Agency in Maine!

"Why would I hire a Buyer's Agent?"

Photo by douggarner08

If you choose not to have a buyer’s agent represent you, the broker will not be able to give you advice, investigate or inspect anything for you or even verify the accuracy of any statements or documents. They will not be bound to keep all information you share with them confidential. They will not be able to advise you on what to offer, what inspections to do or any negotiating strategy. They will be able to write the offer, but aren't you going to want someone to answer your questions? Do you know how to decide what investigations to do? Do you know what contingencies to add? Do you know how to choose a closing date? How do you decide what to offer? A buyer's agent will help you with all that and more! What is that worth to you? What if you could have all the benefit of a Buyer's agent for free?

"Can't I get a house cheaper if I don't use a Buyer's Agent?"

Photo by emdot

On almost all (there are a few exceptions) properties that are listed in the Maine MLS, the seller has agreed to pay a commission. The amount the seller pays toward commission is set when they list, not when you make an offer. If the buyer has an agent represent them, the commission is split between the listing agent and the buyer's agent. If you don't use a buyer's agent, it just means that the listing agent gets the whole commission and the buyer does not have anyone looking out for them. You can have a Buyer's Agent represent you, and the seller pays for it! Why wouldn't you use a buyer's agent?

Check back for step #2!

Have you heard? - The Fontaine Family- The Real Estate Leader - Auburn,...

2011-03-23T15:37:00.001-04:00

Have you heard....what people are saying about Fontaine Family - the Real Estate Leader?

Realtor vs. Real Estate Agent - What's The Difference?

2011-03-10T16:25:00.002-05:00

Although the term Realtor® and Real Estate Agent are commonly used interchangeable, not all real estate agents are Realtors®. So what makes an agent a Realtor® and why should you care?

An agent must be a member of the National Association of Realtors® (NAR) to be a Realtor® and must adhere to NAR’s Code of Ethics. The NAR strictly enforces the Realtor® Code of Ethics. For you, as a client, that means if your Real Estate Agent is a Realtor®, he/she is held to standards of conduct and professionalism that the average agent may not recognize.

What does the Code of Ethics include? There are 17 articles in the Code of Ethics that all Realtors® must follow including

• Putting the client’s interests above the interests of the Realtors®

• Avoid exaggeration, misrepresentation or concealment of pertinent facts relating to the property of transaction

• May not provide professional services concerning a property where they have an interest in the property unless it is disclosed to all affected parties

• Shall not discriminate against any person on the basis of race, color, religion, sex, handicap, familial status, national orientation or sexual orientation

• Must be truthful in all advertising

And 12 other duties! I don’t know about you, but I want to be sure the agent helping me make one of the biggest purchases of my lifetime, a new home, follows all the duties above and more! That is why all of the agents and staff at Fontaine Family – The Real Estate Leader are not only licensed Associate Brokers, but we are all Realtors®.

What do you think...Realtor vs. Real Estate Agent...what would you choose? Are you going to ask your Real Estate Agent if he/she is a Realtor®?

Read the full Realtor® Code of Ethics here

or feel free to call or e-mail any of the Fontaine Family Realtors®

for more information about using a Realtor® for your real estate needs!

brenda@fontaineteam.com

(207)784-3800

5 Steps to increase your credit score

2010-11-08T10:29:00.000-05:00

Today's News and Features

5 Steps to Improving Your Credit Score

By Barbara Pronin, RISMedia Columnist
RISMEDIA, November 8, 2010—Home prices and interest rates are down, and your desire to buy a home is high. But you worry that your credit score isn’t good enough for lenders to see you as a worthy credit risk. Is there anything you can do to improve your scores?
Yes, say advisors at Bankrate.com, who offer the following suggestions:
-Order your credit reports. You can do it for free once a year at annualcreditreport.com. If you’ve been denied credit, you are entitled to a copy of your report from the reporting agency. The company you applied to must supply the contact information and you have 60 days after denial to request a copy.
-Examine reports. Creditors do not necessarily report to each agency, so you may find differences in reports—and credit bureaus do not verify the information they get from creditors. Note any errors, such as incomplete or outdated information or inaccurate account histories. If you find errors, such as a paid-up account that was not reported or a difference in the amount owed, take the next step.
-Dispute and document. Complete the dispute form that came with the credit report or write a letter identifying each mistake and stating why it is wrong. Include a copy of the report with errors circled and copies of any supporting documents. Keep copies of everything you send. The credit bureau must investigate disputes within 30 days of receiving your letter. Items not verified as accurate by a creditor are removed and you will be sent a free, updated report.
-Fix negatives. Call your creditors and ask for reduced monthly payments to help you keep current. See if the repayment schedule for fixed-rate loans can be extended. This may end up costing you more, but may keep you from being reported as delinquent. Arrange to pay off accounts in collection. Slowly close out unused credit accounts. Don’t cancel them all at once, as this may negatively affect your score, and remember that cutting up a card is not the same as closing the account.
-Add positives. If you have a good credit history from a company that does not report to a credit bureau, ask them to do so. Apply for a secured credit card and build a solid payment history. Open a savings account to show creditors you are working to save and have reserves to help pay down debt.

What the Dodd-Frank Act Means for You

2010-10-29T09:04:00.000-04:00

In an effort to restore consumer confidence while laying a foundation for future economic security, the Dodd Frank Wall Street Reform and Consumer Protection Act seeks to put systems and laws in place to prevent the likes of our recent economic crisis from ever happening again.

But what does it mean for you, the consumer? As a Member of the Top 5 in Real Estate Network®, I am committed to keeping you informed by breaking down government programs and laws into the facts you need to know. Passed on June 29, 2010, the Act represents one of the most far-reaching changes to financial regulation and oversight since the Great Depression. Here are the highlights of the Dodd-Frank Act as provided by the United States Senate Committee on Banking, Housing & Urban Affairs:

1. Consumer protections: The Act creates a new, independent watchdog at the Federal Reserve, designed to ensure American consumers receive full transparency when shopping for mortgages, credit cards, and other financial products, and are protected from hidden fees, abusive terms, and deceptive practices.

2. No more bailouts: The legislation claims to put an end to the possibility that taxpayers will ever again be asked to write a check to bail out financial firms that threaten the economy. Such an occurrence will be avoided by: creating a safe way to liquidate failed financial firms; imposing tough new capital and leverage requirements that make it undesirable to get too big; updating the Fed's authority to allow system-wide support but no longer prop up individual firms; and establishing rigorous standards and supervision to protect the economy and American consumers, investors and businesses.

3. Flagging problems in advance: Under the Act, a council will be created to identify and address systemic risks posed by large, complex companies, products, and activities before they threaten the stability of the economy.

4. Oversight of big-wig salaries: The new legislation intends to provide shareholders with a say on pay and corporate affairs with a non-binding vote on executive compensation and golden parachutes.

5. Keep it all on the books: The Dodd-Frank Act also seeks to strengthen oversight and empowers regulators to aggressively pursue financial fraud, conflicts of interest and manipulation of the system that benefits special interests at the expense of American families and businesses.

I will continue to keep you informed of updates to the Dodd-Frank Act as well as other legislation and government programs that affect us as homeowners and consumers in general. For more information, visit banking.senate.gov/public, or e-mail me. Please pass this information on to your friends and colleagues as well.

Tips to help you "dress" the interior of your home

2010-10-13T08:46:00.000-04:00

Clear out about one-third to one-half of your furniture. You want your home to look uncluttered.The rooms should feel open and bright. The average home has too much furniture for showing. Since your will be moving, you might as well start moving out any funiture that clutters any rooms in the house. You can rent a storage unit at an affordable price.We rented 3 storage units when we put our home on the market. It was well worth it. It also made it an easier move. To be continued.....

Interior of your home should feel like home to your buyers

2010-10-11T10:27:00.000-04:00

Next time I will discuss a few tips on how to get ready for showings.

more tips on creating a good first impression

2010-10-11T10:19:00.000-04:00

Tip#9: Check the locks of your home at both the front entry, the back entry, and also the garage. Locks can give a first impression of a home that needs maintenance. And they are the first thing that a buyer sees. Tip #10 : Clean oil stains from your driveway and garage. Tip#11:Clean up any litter in the yard or walkways. Also remove any leaves or debris in the yard or walkways. Tip #12: Touch up the paint on the exterior of the home if necessary.In some cases, it pays to repaint the entire exterior if it hasn"t been painted in years.Trim on the exterior of the home can make or break its appearance. Make sure it looks clean.Tip #13 : Look for any cracks in exterior plaster, and make sure they're fixed and repainted to match the exterior paint.

Tip #6 #7 and #8 First impressions

2010-10-05T10:15:00.000-04:00

Tip #6: Sweep and hose off the walkways and driveways. Pressure wash if nesessary. Tip #7: Clean the gutters and extend downspouts to prevent flooding or basement water seepage. Tip #8: Organize the garage. Get rid of clutter by either putting it in boxes, or pack ahead of time and rent a storage unit for your garage and basememt belongings.

#2,3,4,and 5 first impressions

2010-10-04T11:19:00.000-04:00

Tip #2: Paint your front door and mailbox. If it doesn"t need paint, wash it, polish it and also polish the entry hardware. Tip #3: Make sure your doorbell is functional. Tip #4: Wash or thoroughly clean wood, aluminum, and vinyl siding. You can hire a contractor to power wash an entire house for a minimal fee. Pressure washing can remove dirt, grime, peeling paint, and mildew. Tip #5: Rake leaves, trim shrubs and trees, cut the lawn, and plant a few new fresh flowers. Put down fresh mulch around shrubs and flower beds.

#1 of 13 first impression items

2010-10-01T13:25:00.000-04:00

Get into your car and drive away from your home. Now drive towards your home the way a potential buyer would. Notice your first impressions of your home. Is the lanscaping well groomed?How about the driveway?Can you easily see the architecture of the home, or is it blocked by bushes?Notice your roof? s it in good condition?Make a list of items that need attention.

You can influence the value of your home

2010-09-21T12:57:00.000-04:00

Here are six problems some homes may have that can instantly turn buyers off:1) Home odors. Homeowners become desensitized and rarely realize how obvious odors can be to visitors. This is particularly true of pet owners and smokers. 2) Carpet and flooring. Replacing carpet and flooring in smaller areas such as, kitchens,mudroom,or bath can bring premiums in price.Also having carpets professionally cleaned also helps get top dollar. 3)Paint. Paint is one of the least expensive ways to spruce up your home. Cosider painting outside trim and interior walls and doors.4)Clutter.You should pack all your personal items,such as knick knacks,small furniture,family pictures,etc.5)Signs of pests. If you have any signs of mice,rats,roaches,spiders,ants,.you should immediately contact a local pest control company and have them eliminated.6) Landscaping. If your landscaping is overgrown or looks cluttered in any way, it needs to be fixed.Buyers love to do drive-bys.So first impression is very important.Next time,I will share 13 first impression items to examine. Email me anytime at brenda@fontaineteam.com with any of your real estate questions.

You can influence the value of your home

2010-09-20T13:32:00.002-04:00

Each year thousands of homeowners unnecessarily lose money when they sell their homes.They don't lose money because someone took advantage of them.If you desire to sell your home for top dollar,and in your time frame, you need to do two things:1)Get control of your personal emotions about your home,and 2)Place yourself in the shoes of your potential buyers. Look at your home the way they would, and make it appealing in the right areas.We know that putting your "homeowner emotions" aside may be tough to do. But doing so will help you position your home to sell for top dollar.and in your time frame.After all, selling your home is very different from any other financial transaction. Your house isn't just a "thing."It's your home! It's the place you raised your children. The place where you hold countless memories...Thanksgiving dinners,family reunions, birthdays,anniversaries,and more.It's the place where you solved problems at the kitchen table late at night.So it's no surprise thar selling your home may involve a bit of sadness,fear..or even excitement for the next move in your life. But try not to let these emotions get in the way.To be continued....

brenda fontaine

2010-08-09T11:30:00.000-04:00

To get the best results when selling your home, you need to team up with your agent to develop a powerful marketing plan that exposes your home to the widest pool of buyers.

Welcome Friends!

2010-08-02T14:27:00.000-04:00

Welcome to Brenda's Blog. Please check back frequently as we build our blog to benefit the buyers and sellers of the Fontaine Team - The Real Estate Leader. We are proud to be Lewiston / Auburn's premier real estate team. We look forward to serving you! Contact us today at 207-784-3800 or brenda@fontaineteam.com

- Brenda